Cyprus announced plans yesterday to overhaul its banking industry and force losses on big depositors as the European Central Bank threatened to withdraw crucial funding if the island’s government failed to agree on a bailout.

　　塞浦路斯昨日宣布了整顿银行业和强制大储户承担损失的计划。欧洲央行(ECB)威胁称，如果塞浦路斯政府不能就一项纾困计划达成一致，将切断关键融资支持。

　　Panicos Demetriades, Central Bank of Cyprus governor, said parliament would be asked to wind up Laiki, the island’s second lender, and split it into a “good” and “bad” bank, with larger deposits folded into the latter. “The banking system needs restructuring otherwise it will go bankrupt and it needs to be done immediately,” Mr Demetriades said.

　　塞浦路斯央行行长Panicos Demetriades表示，政府将要求议会同意终结国内第二大银行Laiki，将其拆分为一个“好”银行和一个“坏”银行，大额存款将被转移到“坏”银行。Demetriades表示：“银行体系需要重组，否则它就会破产，我们需要立即进行重组。”

　　“By establishing this legal framework, resolution measures will be imposed on Popular Bank [Laiki] so that it will be in a position to continue to offer banking services to its clients.”

　　“通过建立这种法律框架，我们就可以对Popular Bank(即Laiki)实施处置措施，从而让它可以继续向其客户提供银行业服务。”

　　Deposits up to ?00,000 would be guaranteed and bank jobs safeguarded, he added.

　　他还说，10万欧元以下的存款将获得担保，同时银行就业岗位将得到保护。

　　Long queues formed at cash machines across Nicosia, the capital, as Laiki imposed a ?60 limit on cash withdrawals. Earlier yesterday, the ECB told Cyprus that emergency liquidity assistance (ELA) to the island’s two biggest banks would be cut off if the government did not agree a plan to raise billions of euros for its bailout by Monday.

　　由于Laiki规定每日只能提取260欧元现金，在塞浦路斯首都尼科西亚，各提款机前排起了长队。昨日早些时候，欧洲央行告诉塞浦路斯，如果该国政府没有在下周一之前达成一个筹资数十亿欧元的计划，针对该国两家最大银行的“紧急流动性援助”(ELA)将被中止。

　　Cyprus, which joined the euro area in January 2008, has been scrambling to find ?.8bn required to unlock a ?0bn EU bailout.

　　于2008年1月加入欧元区的塞浦路斯正忙于筹集58亿欧元资金，这是欧盟提供100亿欧元纾困资金的一个条件。

　　More than two-thirds of the ECB’s 23-strong governing council backed the hardline stance, which would cut off ?bn in ELA from the Central Bank of Cyprus that has been used to fund the island’s two biggest banks, Bank of Cyprus and Laiki. Their failure could trigger an economic collapse and force the nation out of the euro area, eurozone officials said.

　　在欧洲央行管理委员会的23名委员中，逾三分之二的委员支持采取强硬立场，即停止由塞浦路斯央行提供的90亿欧元“紧急流动性援助”，该援助用于对塞浦路斯两家最大银行――塞浦路斯银行(Bank of Cyprus)和Laiki提供融资。欧元区官员表示，这两家银行破产可能导致经济崩溃，并迫使塞浦路斯退出欧元区。

　　The new bank resolution bill ? as well as legislation that would allow capital controls to be imposed when banks reopen ? were written in consultation with the “troika” of bailout negotiators.

　　新的银行处置议案，以及将允许塞浦路斯在银行重新开业后对其实施资本控制的立法措施，是在与“三驾马车”――即欧盟委员会、欧洲央行和国际货币基金组织(IMF)――的代表们协商后制定的。

　　The plan was still awaiting a verdict from EU capitals last night, however. It was also unclear if the island’s legislators, who on Tuesday rejected an EU solution that penalised depositors, would back the bill.

　　不过，昨晚该计划仍在等待欧盟的裁决，而塞浦路斯的议员们是否会支持该计划也不得而知。该国议员周二否决了欧盟提出的对银行储户征税的方案。

　　The crisis has taken on a geopolitical dimension due to the large numbers of Russian individuals and companies banking in Cyprus. Dmitry Medvedev, Russian prime minister, told a visiting European Commission delegation that a solution had to include Russian participation.

　　塞浦路斯危机具有地缘政治因素，因为许多俄罗斯人和企业在塞浦路斯开设有银行账户。俄罗斯总理德米特里•梅德韦杰夫(Dmitry Medvedev)向到访的欧盟委员会(European Commission)代表团表示，俄罗斯必须参与制定危机解决方案。